freecreditreport.com is part of a family of online
consumer credit reporting sites belonging to ConsumerInfo.com, Inc. and is
America's #1 provider of online Credit Reports. Experian acquired
Consumerinfo.com in 2002.
As an Experian® company, freecreditreport.com is dedicated to giving
our members the information and resources they need to stay on top of their
credit. Take a minute to explore the information on this page and you'll
quickly see why millions of Americans use the credit knowledge we provide to
help them reach their financial goals sooner.
Experian® is a global leader in providing information, analytical
tools and marketing services to organizations and consumers to help manage the
risk and reward of commercial and financial decisions. Using our comprehensive
understanding of individuals, markets and economies, we help organizations
find, develop and manage customer relationships to make their businesses more
Experian promotes greater financial health and opportunity among consumers by
enabling them to understand, manage and protect their personal information,
helping them control financial aspects of key life events, and make the most
advantageous financial and purchasing decisions.
To better understand who we are, it helps to know where
we came from.
Ed Ojdana, a CFA and engineer from Washington State,
begins developing plans to provide U.S. consumers with easy access to their
credit report in a way they could easily understand their credit score.
ConsumerInfo.com, officially begins business,
incorporating a strong emphasis on the benefits of consumer credit education,
which remains a core driving force of the company today.
ConsumerInfo.com creates the URL www.freecreditreport.com
as a consumer Web site to supply consumers with the first instant online access
to credit reports and scores, instead of through postal delivery.
MemberWorks.com, an online marketing solutions company specializing in
providing consumers with exclusive discount and savings opportunities, acquires
HomeStore.com, an online real estate listings service,
acquires ConsumerInfo.com from MemberWorks.com.
Experian® acquires ConsumerInfo.com from
HomeStore.com and combines it with CreditExpert, its consumer credit management
group to form Experian Consumer Direct.
Triple AdvantageSM Credit Monitoring, an
industry first, is introduced to offer members automatic daily monitoring of
their three bureau credit reports.
freecreditreport.com introduces the PLUS Score®, an educational
score model referring to the numerical representation of a person's credit
worthiness and how that affects future purchasing decisions.
Experian Consumer Direct opens 52,000 square-foot US
based Customer Care Center and becomes one of the area's largest employers,
furthering its commitment to supplying members with immediate answers to their
Experian Consumer Direct launches Credit Score Tracker in
partnership with Discover to provide alerts to consumers when there are
substantial changes to their CreditScore
Experian Consumer Direct launches ChildSecure which monitors a child's personal
information for existence of a credit file
Experian Consumer Direct launches CardSafe, a product
designed to reimburse members for unauthorized charges that they incur as a
direct result of lost or stolen Credit, Debit or ATM cards and for which your
card issuers holds you liable.
Experian Consumer Direct launches GreenUmbrella.com, an extended warranty
product that allows members to cover multiple products for up to 4 years for
one low monthly price.
freecreditreport.com introduces a dedicated website to enhance its mobile
feature, offering members easy reading and accessibility via advanced mobile
Sometimes, it's okay to let other people do your talking for you, especially
when they're saying such nice things.
"freecreditreport.com has taught me how to track my credit -- to use my credit
to my advantage."
- Julie from Chicago
"freecreditreport.com helped me learn the positive and negative aspects of my
credit. Things like what lenders were looking at when they review an
application. It was really a helpful tool. There is a lot of value (in the
membership) and it gave me peace of mind."
- Kate from Chicago